> For the complete documentation index, see [llms.txt](https://savepay.gitbook.io/savepay/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://savepay.gitbook.io/savepay/product/swiss-iban-account.md).

# Swiss IBAN Account

Every SavePay users will get a Fiat24 Swiss IBAN account. [Fiat24](https://fiat24.com/) is a financial institution, **regulated** and **licensed in Switzerland**. Fiat24 clients get access to Swiss offshore cash accounts directly on the blockchain, allowing them to do top-ups via both crypto and bank wire through their Swiss IBAN, as well as do instantaneous currency exchanges, and spend via the Fiat24 Visa®/Mastercard® debit card.

Fiat24 is backed by **FenBuShi Capital, Hashkey Capital, Kucoin Venture, Huobi Venture, IDG, Red Point**, and serves thousands of users through strategic partnerships, with intentions to expand their services across various regions worldwide.